Reviewed · BOAT TOURS IN THE FLORIDA KEYS
38′ Private Boat Charter Rental – Islamorada W/Capt up to 13ppl
The most useful feature here is control. You are not joining a fixed sightseeing cruise. You get a 38-foot private boat for your own group, then shape a two to eight-hour outing around swimming, snorkeling, reef time, fishing, mangroves, or simple time in the sun. Captain Kevin has guided one such flexible day, mixing several activities instead of sticking to one stop.
I like the roomy design, especially the air-conditioning, refrigerator, bathroom, cabins, sunroof, and large sunbed. I also like the capacity: up to 13 people can split the $899 starting price, making this far more sensible for a full family or friend group than for one or two people.
The catch is fuel. It is not included, and the final cost depends on how long you book and how much time you spend running between places. You also need to meet at 85920 Overseas Highway in Islamorada, rather than expecting pickup at your hotel.
In This Review
- Key points to know before booking
- Why this charter works best for a private group
- The boat: more than an open-deck ride
- How to shape a two to eight-hour day
- Shallow water, mangroves, and reef time
- What the captain adds
- Comfort for families and larger parties
- Price, fuel, and the real value
- Practical planning for the meeting point
- Who should book this boat
- Should you book the Islamorada private charter?
- FAQ
- How much does the private boat charter cost?
- How many people can join the charter?
- How long does the experience last?
- Is the captain included in the price?
- Is snorkeling equipment provided?
- Where does the charter start?
- Where does the activity end?
- Is this a private activity?
- Is fuel included?
- Can I cancel for a full refund?
Key points to know before booking

- Captain-led private planning: Your captain acts as guide and can adjust the day to your group’s interests.
- Up to 13 people: The $899 price is per group, not per person, so the value improves sharply with a full party.
- Flexible two to eight hours: You can choose a shorter outing or spend most of the day on the water.
- Built for comfort: Air-conditioning, a refrigerator, a hotel-style bathroom, cabins, seating, and a sunbed make this more than a basic open boat.
- Several activities in one outing: You might combine shallow-water swimming, mangroves, Alligator Reef, snorkeling, and fishing.
- Fuel costs extra: Add this charge to your budget before comparing the charter with other boat options.
Why this charter works best for a private group
A private boat changes the rhythm of a Florida Keys day. You are not waiting for strangers to finish swimming, and you are not stuck with a route that ignores what your group actually wants to do. If half your party wants reef time and the other half wants a quiet swim, the captain can build a day around both, as long as conditions and timing allow.
The boat holds up to 13 people. That matters most for families, reunions, birthday outings, and groups of friends sharing a vacation rental. At the listed price of $899 per group, the arithmetic is simple: a full party pays about $69 per person before fuel, while a small group pays much more per person.
I would not book this solely for the cheapest possible time on the water. A private charter carries a premium. The value comes from having the whole boat, the captain, the equipment, and the freedom to combine activities without paying separate fares for each one.
The experience is offered in English, and your confirmation arrives when you book. You meet at 85920 Overseas Highway in Islamorada, then return to that same point when the outing ends.
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The boat: more than an open-deck ride

The boat is presented as the SUV of the Seas, a fair description of its intended role. It is set up to carry a group through several kinds of water time, not just whisk you from the dock to one photo stop.
The main social cabin gives you a place to get out of the sun. That is useful in the Florida Keys, where a pleasant morning can turn into a very hot afternoon. The air-conditioning is especially helpful for children, older family members, or anyone who wants a break from direct sun.
There is also a front cabin. The information provided describes it as a place where little ones can be put down or where an adult can relax for a moment. That gives families more options than an open center console boat, though you should still confirm any specific child-safety needs before booking.
A hotel-style bathroom is another practical advantage. It may sound like a small detail, but a private onboard bathroom can make a long outing easier for a mixed-age group. You do not have to end the day early simply because someone needs to return to shore.
For social time, you have a front exterior area with a table and seating. There is a sound system, refrigerator, sunroof, and large sunbed as well. These details turn the ride itself into part of the outing. You can talk, listen to music, eat or store drinks, and move between shade and sun instead of staying in one position.
The boat’s size and facilities do not remove the usual limits of a day at sea. You should still plan for sun, motion, wet clothing, and changing conditions. The comfort features are a major plus, but they do not turn the charter into a land-based lounge.
How to shape a two to eight-hour day

There is no single fixed route described for this charter. That is a strength, but it also means you should think ahead about your priorities. Tell the captain what matters most before leaving, then let the available time and conditions shape the order.
A shorter two-hour option makes sense if you want a quick taste of the water, a swim, or a compact private outing. It is less suited to a long list of stops. Travel time between locations uses part of your booking, so you should not expect to fit every possible activity into the shortest option.
A longer booking gives you room to mix experiences. One day associated with this charter included shallow-water swimming, time near the mangroves, Alligator Reef, and fishing. That combination shows what the flexible format can offer: a little relaxation, a little scenery, a reef stop, and an active finish.
Your captain acts as both boat operator and guide. Captain Kevin is specifically associated with a day that changed to match the group’s interests. That is useful context if you want a conversation with the captain about how to use your time rather than simply following a printed schedule.
Keep your must-do list short. I would choose one main goal, such as snorkeling or fishing, then add one or two secondary activities. If reef time matters most, say so early. If your group includes people who prefer swimming and shade, make that clear too.
Shallow water, mangroves, and reef time

Shallow-water swimming is one of the most accessible options mentioned for this charter. It can suit a group with mixed confidence in the water, since you are not committing the whole outing to a strenuous activity. It also gives non-swimmers a more relaxed way to enjoy the setting.
Mangrove areas offer a change of pace. Instead of open water and bright sun, you get a more sheltered setting with a different feel. The available information refers to swinging in the mangroves, which may appeal to children and anyone looking for something playful between boat rides and swimming.
Alligator Reef provides the more classic Keys-style outing. It is named as a possible stop and was part of one mixed activity day. Since no fixed route or guarantee is provided, treat it as a possible destination rather than a promised stop on every booking.
Snorkeling equipment is included. That saves you from renting basic gear separately and makes an in-water stop easier to arrange. Still, equipment included does not mean every person must snorkel. Your group can use the boat’s time in different ways, with some people swimming and others staying aboard in the cabin, seating areas, or sun.
Fishing is also mentioned as part of the flexible plan. The supplied details do not specify rods, bait, licenses, or a dedicated fishing package, so ask about those items before booking if fishing is a central reason for your trip. The captain can help shape the outing, but you should not assume every fishing supply is included simply because fishing may be possible.
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What the captain adds

A captain matters here because this is not simply a bare boat rental. Captain fees are included, and the captain also acts as a guide. You get someone handling the boat while helping organize the day around your interests.
That arrangement is especially useful when your group cannot agree on one activity. A captain who adjusts the route can help you combine a swim, mangrove time, reef exploration, and fishing without making you plan every movement yourself.
I would speak up early and clearly. Say what your group wants to see, how much swimming feels comfortable, and whether anyone needs regular breaks from the sun. A private charter gives you more say, but the captain still needs usable information from you.
The captain’s role does not mean every request can be guaranteed. Water conditions, timing, and the practical distance between locations affect the plan. The best approach is to arrive with priorities, not a rigid checklist.
Comfort for families and larger parties

This boat makes particular sense for groups that would find a small open boat tiring. The bathroom, air-conditioning, cabins, and refrigerator are not decorative extras. They affect how long different people can stay comfortable.
Families with young children may appreciate the front cabin as a quiet place. A group with older relatives may value the choice between exterior seating and an air-conditioned cabin. Friends may make the most of the social area, sound system, and sunbed.
The boat can carry up to 13 people, but comfort depends on how many people you bring and how actively everyone wants to move around. Thirteen is the stated capacity. It does not mean every person will have a private seat or a wide personal area at all times.
For a full group, decide in advance who wants sun, shade, swimming, snorkeling, and quiet time. The boat provides several zones, which helps, but good group planning still matters.
Service animals are allowed. The activity is also listed as near public transportation, and most people can participate. Those broad details are useful, but anyone with a specific mobility, medical, or equipment need should confirm the arrangements before paying.
Price, fuel, and the real value

The listed price is $899 per group, with the duration selected from two to eight hours. Fuel is extra. That second point deserves attention, since it makes the headline figure an incomplete trip budget.
For 13 people, the base cost works out to roughly $69 per person. For eight people, it is about $112 each. For four, it is about $225 each. Those figures are before fuel, but they show why this charter is best suited to a well-filled boat.
The price includes the captain, guiding, snorkeling equipment, and private use of the boat. You are also paying for comfort features that a basic rental may not provide. The ability to use one outing for several activities adds value if your group wants variety.
A smaller party should compare carefully. If you only want a brief ride and do not need a private bathroom, cabins, air-conditioning, or flexible planning, a shared excursion may cost less. If privacy and comfort matter, the premium may be reasonable.
Ask about fuel before the day begins. Since fuel is excluded, you will want to know how it is calculated and how it affects a longer route. This is the main cost question to settle before booking.
Practical planning for the meeting point

The starting point is 85920 Overseas Highway, Islamorada, Florida 33036. The activity ends back at that meeting point, so plan your own way there and back.
The information does not promise hotel pickup. I would build extra time into your arrival plan, especially if you are coming from another part of the Florida Keys. Bring your booking confirmation, which is issued at the time of reservation, and keep the mobile ticket available.
The charter is private, meaning only your own group participates. That is helpful for families and friends who want to set their own tone. It also means you are responsible for bringing the right mix of people to fill the boat and share the cost.
The cancellation policy allows a full refund if you cancel at least 24 hours before the experience. That gives you some flexibility, though it is still wise to decide early because this charter averages booking about 36 days ahead.
Who should book this boat
I would recommend it most strongly to a group of eight to 13 people that wants several types of water time in one outing. Families, friend groups, and special-occasion parties can make good use of the boat’s size and private setup.
It also suits people who dislike fixed group tours. You can discuss your priorities with the captain and adjust the day instead of accepting a route designed for strangers.
This is less compelling for a couple or a very small group unless the boat’s comfort and privacy are central to your plans. The fixed group price becomes expensive when shared by only two or three people.
It may not suit anyone seeking a guaranteed, tightly scheduled list of stops. The appeal is flexibility, and flexibility means the exact day depends on your choices, available time, and conditions.
Should you book the Islamorada private charter?
Book it if you can fill much of the 13-person capacity and want a private day that mixes relaxation with activity. The strongest reasons are the captain-led planning, the comfortable boat, included snorkeling equipment, and the chance to combine shallow-water swimming, mangroves, Alligator Reef, and fishing in one outing.
Before booking, confirm your fuel budget and ask any detailed fishing questions if that activity is essential. I would also choose the duration based on your priorities: two hours for a focused outing, or a longer option if you want several stops without rushing.
For a large group, this is a practical way to turn a Florida Keys boat day into your own shared event. For a small party seeking the lowest price, it is harder to justify.
FAQ
How much does the private boat charter cost?
The listed price is $899 per group for up to 13 people. Fuel is not included.
How many people can join the charter?
The private boat can accommodate up to 13 people.
How long does the experience last?
The available duration ranges from approximately two to eight hours, depending on the option selected.
Is the captain included in the price?
Yes. Captain fees are included, and the captain also acts as a guide.
Is snorkeling equipment provided?
Yes. Use of snorkeling equipment is included.
Where does the charter start?
The meeting point is 85920 Overseas Highway, Islamorada, Florida 33036, USA.
Where does the activity end?
The charter ends back at the meeting point.
Is this a private activity?
Yes. Only your own group participates.
Is fuel included?
No. Fuel is an additional cost.
Can I cancel for a full refund?
Yes. You can cancel up to 24 hours before the experience for a full refund.
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